What are IndusInd Bank RuPay Credit Card Charges?

News: If you’re considering getting an IndusInd Bank RuPay Credit Card, it’s essential to understand the associated charges. Let’s break it down in simple terms:

Joining Fee and Annual Fee:

The good news is that the IndusInd Bank RuPay Credit Card comes with no joining fee or annual fee. So, you won’t have to pay anything upfront to get this card.

Additional Charges:

Here are some other charges you might encounter:

a. Foreign Currency Mark-Up:

When you use your RuPay Credit Card for transactions in foreign currency (like when you travel abroad), there’s a 3.5% foreign currency mark-up. Keep this in mind if you plan to use your card internationally.

b. Balance Enquiry Fee at Non-IndusInd Bank ATMs:

If you check your balance at an ATM that doesn’t belong to IndusInd Bank, there’s a ₹25 balance enquiry fee. So, it’s best to use IndusInd Bank ATMs to avoid this charge.

c. Late Payment Fees:

Late payment fees range from ₹100 to ₹700. Make sure to pay your credit card bill on time to avoid these charges.

Fuel Surcharge Waiver:

The IndusInd Bank Platinum RuPay Credit Card offers a 1% fuel surcharge waiver. This means you can save on fuel expenses when you use your card at petrol pumps.3

Subscribe to Sarkari Result to stay informed. Get the latest celebrity news and detailed movie reviews in real-time. Keep up with the constantly changing world of entertainment with Sarkari Exam.

Reward Points:

When you transact through UPI (Unified Payments Interface) using your RuPay Credit Card, you earn 2 Reward Points for every ₹100 spent. For non-UPI transactions, you still get 1 Reward Point for every ₹100.

Convenient UPI Payments:

You can link your Platinum RuPay Credit Card to UPI apps like BHIM, PhonePe, Paytm, or Google Pay. It’s easy:

• Open your UPI app.
• Select “Add Credit Card” or “Link Credit Card.”
• Choose IndusInd Bank as the issuer.
• Select your Platinum RuPay Credit Card.
• Generate your UPI PIN.
• Now you can make UPI payments seamlessly using your credit card.

Insurance Cover:

The card provides insurance coverage for various scenarios:

• Lost baggage: Up to ₹1,00,000.
• Delayed baggage: Up to ₹25,000.
• Loss of passport: Up to ₹50,000.
• Lost ticket: Up to ₹25,000.
• Missed connection: Up to ₹25,000.

The IndusInd Bank Platinum RuPay Credit Card offers a host of benefits without any joining or annual fees. Just be mindful of the foreign currency mark-up, balance enquiry fee, and pay your bills on time to enjoy a hassle-free credit card experience! 

FAQs

Q1: Does the IndusInd Bank RuPay Credit Card have any yearly charges?

A: No, the IndusInd Bank RuPay Credit Card is absolutely free for a lifetime, and there are no annual fees.

Q2: How many Reward Points do I get for UPI transactions?

A: You’ll earn 2 Reward Points for every ₹100 spent through UPI transactions.

Q3: Do I need to pay for using the Priority Pass?

A: Yes, there is a fee of up to US $27 per person for each visit when using the Priority Pass.

Disclaimer: Please note that all content and tools on this website are provided for your convenience and are offered “as is” without warranties. The information provided, including any tool-generated output, is for informational purposes only and should not be considered investment advice or guarantees. Exercise caution, seek professional advice, and make independent judgments before acting on any information found on this site.