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HDFC Bank: All Reward Points for Gifts and Vouchers Update

Post Last Updates by Ankit: Saturday, March 2, 2024 @ 12:10 PM

HDFC Bank: All Reward Points for Gifts and Vouchers Update

HDFC Bank Credit Cards


News: HDFC Bank, one of India’s leading financial institutions, has recently made some exciting changes to its reward points program. If you’re a credit card holder with HDFC Bank, this update affects you! Let’s dive into the details.

What Are Reward Points?

Before we explore the updates, let’s quickly understand what reward points are. When you use your HDFC Bank credit card for purchases, you earn reward points. These points accumulate over time and can be redeemed for various benefits, including gift vouchers, cashback, and more.

The New Changes

As of February 1, 2023, HDFC Bank has introduced several enhancements to its reward points system. Here’s what you need to know:

Cash Redemption:

1. You can now use your reward points to pay back your credit card bills via Net Banking. Simply log in, go to “Cards,” and select “Redeem Reward Points.” Choose the “Cash Redemption” option.

2. Additionally, you can redeem your points as Insta vouchers for brands like Amazon, Raymonds, Croma, and Reliance Digital.

Product Catalogue and SmartBuy:

1. Explore a wide range of products in the HDFC Bank product catalogue. Use your reward points to redeem items you love.

2. SmartBuy allows you to book flights and hotels using your reward points. Visit the SmartBuy Rewards Portal, enter your travel details, and redeem your points.

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Airmiles Conversion:

If you’re a frequent flyer, this one’s for you! Convert your reward points into airmiles via Net Banking. Register your frequent flyer details and redeem points for travel.

70% Redemption Rule:

Starting from February 1, 2023, you can redeem up to 70% of the product or voucher value using reward points. The remaining amount can be paid via your credit card.

HDFC Bank’s reward points program just got better! Whether you want to treat yourself to a shopping spree, plan a vacation, or pay off your credit card bill, these updates give you more flexibility and options. Log in to your Net Banking account today and explore the exciting world of reward points!

FAQs

Q: How do I check my HDFC credit card reward points?

A: To check your HDFC credit card reward points, simply log in to your HDFC internet banking account and navigate to the ‘Credit Card’ section.

Q: How can I redeem my HDFC credit card reward points?

A: Redeeming your HDFC credit card reward points is easy. Visit the online redemption portal and choose from a variety of items in the rewards catalogue. For offline redemption, download the redemption form from the HDFC website, fill it out, and either mail it to the provided address or drop it at the nearest credit card dropbox.

Q: What benefits do HDFC Bank credit cards offer?

A: HDFC Bank credit cards come with a host of benefits, including gift vouchers, quarterly vouchers, access to airport lounges, cashback rewards, and exclusive privileges tailored to different card types and spending categories.

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