News: Pag-IBIG MP2 is a savings program offered by the Home Development Mutual Fund (HDMF), commonly known as Pag-IBIG. It’s designed to help Filipinos grow their savings while earning attractive dividends. Let’s dive into the details:
Higher Dividend Rates: Unlike regular Pag-IBIG savings, MP2 offers higher dividend rates. These dividends are not subject to income tax, making them even more appealing.
Open to All: MP2 is open to permanent Filipino residents abroad, naturalized Filipinos in other countries, and Filipino immigrants. It’s not just for local residents!
Retirees and Pensioners: MP2 is especially beneficial for retirees and pensioners who were former members of Pag-IBIG.
In 2024, the dividend rate for MP2 stands at an impressive 7.03% per annum. This means your savings will grow faster compared to regular Pag-IBIG savings.
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Year | Dividend Rate |
---|---|
2024 | 7.03% |
2023 | 7.03% |
2022 | 7.03% |
2021 | 6.00% |
… | … |
To illustrate, let’s consider a scenario with monthly savings of PHP 500:
1. By the end of 2024, your cumulative savings would be PHP 30,000.
2. The annual dividend payout for 2024 would be approximately PHP 2,043.75.
1. Enroll: If you’re eligible, visit your nearest Pag-IBIG office and enroll in the MP2 program.
2. Save Regularly: Make consistent monthly contributions to build your MP2 savings.
3. Watch Your Savings Grow: Enjoy the benefits of higher dividends and tax-free earnings.
Pag-IBIG MP2 is a smart choice for anyone looking to secure their financial future. With its impressive dividend rates and accessibility, it’s time to consider MP2 as part of your savings strategy. Start saving today and watch your money grow!
Q: Who Can Participate in Pag-IBIG MP2?
A: MP2 is open to permanent Filipino residents abroad, naturalized Filipinos in other countries, and Filipino immigrants. It’s not limited to local residents.
Q: How Is MP2 Different from Regular Pag-IBIG Savings?
A: MP2 offers higher dividend rates compared to regular Pag-IBIG savings. These dividends are also not subject to income tax.
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